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Allied protects you from bumps in the road

The open road beckons, and your recreational vehicle is a great way to see the country on a very personal level. But it’s hard to predict what’s ahead beyond the curve. Whether you own a pop-up camper, fifth wheel or even a custom motor coach, you can relax knowing you’re covered with Allied RV insurance.

RV insurance coverage

Allied’s coverage was created with the serious RVer in mind. Your policy can then be tailored to meet your needs with any number of coverage options like liability protection, comprehensive, collision, personal effects, full timer liability, roadside assistance and custom equipment.

RV insurance discounts

There are lots of easy ways to lower the price you pay for Allied’s RV insurance. Discounts include savings for insuring multiple vehicles, combining your RV insurance with other Allied policies and completing an approved motorhome safety course. Your Allied agent can tell you more about these and other RV insurance discounts.

Insure it all with Allied

Here’s a great way to simplify your insurance and lower your costs. Save money by bundling your recreational vehicle insurance with your home and family auto policies. Your experienced Allied agent can help you select the best RV insurance policies and options. Be sure to ask your agent about multiple policy and homeowners discounts that can make your rates even more affordable.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied boat insurance discounts

Here’s an easy way to save more money for fuel and fun: discounted boat and personal watercraft insurance from Allied. We offer numerous ways to lower your rate without sacrificing coverage. Your local Allied agent can help you find the discounts you’re eligible to receive. Call today and save!

Allied boat and personal watercraft insurance discounts include:

Multi-policy discount

When you bundle your boat, auto, home or RV insurance with Allied, you can receive multiline discounts on your boat or personal watercraft insurance policy.

Multi-boat discount

You could earn a substantial discount when you insure more than one boat on your policy.

Boater safety course discount

You can save on your boat and personal watercraft insurance rates when you complete an approved safety course.

Prior carrier discount

You could receive a discount on your personal watercraft insurance when you transfer from another insurer to Allied with no lapse in coverage.

Diesel fuel discount

If your boat is powered by diesel fuel, you can save even more.

Paid in full discount

You’ll be eligible for a discount if you pay the full annual premium up front in selected states.

Vanishing Deductible

Your deductibles for comprehensive and collision coverage are reduced by $100 at every annual renewal if you haven’t made a claim, up to $500.

Packages

At Allied we offer significant discounts if you buy packaged coverage. Packages include the following coverage:

  • Fishing equipment
  • Personal effects
  • On-Water towing
  • Rental reimbursement
  • Roadside assistance

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied boat insurance coverage

Whether you captain a party pontoon, bass boat or waverunner, Allied pleasure boat insurance coverage protects you from stem to stern. An Allied agent will create a policy for your boat, or personal watercraft that meets your needs and budget.

Allied coverage includes:

Medical payments

We will pay for covered medical or funeral expenses for bodily injury caused by a covered accident involving your boat or personal watercraft.

Uninsured/underinsured boaters

This boat and personal watercraft insurance coverage protects against covered bodily injury to you or other watercraft occupants due to an accident caused by an uninsured, underinsured or unidentified boater.

Physical damage coverage

This pays to repair or replace your boat after a covered loss. You have several options for covering your personal watercraft:  Actual Cash Value, Agreed Value, or Replacement Cost. Your rates are calculated on 12 months of coverage assuming seasonal use.

Liability to others and the environment

Liability provides « third party » coverage for bodily injury and property damage as the result of a covered accident involving your boat or personal watercraft.

Allied also offers specialized, optional boat insurance coverage including:

Rental reimbursement

You’ll be reimbursed for your covered expenses incurred while renting a substitute watercraft when your boat or personal watercraft sustains a covered loss.

Fishing equipment

Protection for covered rods, reels, lures, tackle boxes, electronic gear and any equipment used for recreational fishing, up to selected limits while on board an insured boat.

Personal effects

This endorsement for your boat and personal watercraft insurance covers personal property, water sports equipment and boat lifts and hoists.

On-water towing and labor

Allied boat insurance coverage pays for towing a disabled boat back to dry land, or emergency assistance when a covered watercraft is disabled while afloat.

Roadside emergency service

Should your boat towing vehicle or trailer become disabled, the covered expenses for towing your pleasure boat to the nearest qualified repair facility are covered.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

On and off the water, you’re protected with Allied

Recreational boating is exhilarating, but it’s not without danger. Hidden underwater debris, novice boaters and storms can all take a toll on your boat or personal watercraft. Allied’s pleasure boat insurance protects you from costly repairs and liability, should something go wrong.

Allied boat insurance coverage

Allied insurance covers your pleasure boat and personal watercraft year round, whether it’s moored in the water or stored in dry dock. Your policy can be tailored to meet your needs with any number of coverage options like physical damage, liability, uninsured/underinsured boaters coverage, coverage for fishing equipment, on-water towing and labor, and rental reimbursement.

Your Allied Insurance agent can help you determine which coverage options best meets your needs and budget.

Allied boat insurance discounts

You can lower your pleasure boat and personal watercraft insurance rates with Allied’s money-saving-discounts. These include discounts for combining your boat or personal watercraft insurance with your auto or homeowners insurance, or completing an approved boating safety course. Your Allied agent can provide you with all the details and check your eligibility.

Allied simplifies your life

We know you’re busy, so we’ve worked hard to make insuring with us easy. Our superior Allied Claims Services provides quality, 24/7 service and guaranteed repairs. And our automatic payment plan lets you choose the payment option and amount that works best with your budget and schedule.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied motorcycle insurance discounts

The less you spend on motorcycle insurance, the more you have left over for accessories and road trips. Your Allied agent will help you find the best ways to save while creating a policy that covers your needs.

Multi-policy discount

Save on your motorcycle insurance when you also insure your auto, home, condominium or apartment with Allied.

Multi-vehicle discount

Insure multiple vehicles with one Allied policy and save.

Safety course discount

Get an Allied motorcycle insurance discount when you complete an approved safety course.

Theft-recovery discount

If you have a professionally installed radio or GPS theft-recovery system, you can save 20% on your motorcycle insurance premium.

Riding association discount

Lower your cost for being a member of a riding association.

Anti-Lock brake discount

If your motorcycle is equipped with a factory installed 2 or 3 wheel Anti-Lock Braking System (ABS), you can save 5%.

Homeowner discount

Save on your motorcycle insurance if you also own your home, condo, townhome or mobile home.

Paid in full discount

Save 10% by paying your 12-month motorcycle insurance premium in full.

Discounts may not apply to all coverage. Maximum combined discount limit applies.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied motorcycle insurance coverage

As a motorcycle owner, you know all too well that the road can be a dangerous place. We understand too — that’s why Allied’s motorcycle insurance coverage is designed for a wide range of situations.

Our optional motorcycle insurance coverage include:

Liability insurance

Liability insurance covers the damages you may be legally responsible to pay due to a covered accident, like bodily injury or damage to another person’s bike or car.

Collision

Collision coverage pays to repair your bike if it’s damaged by a covered collision with another object. This policy includes $2,000 in coverage for helmets, leathers and other safety apparel.

Comprehensive coverage

This coverage helps pay to have your motorcycle repaired when damaged by covered fire, theft, falling objects or vandalism.

Uninsured/underinsured motorists coverage

Uninsured motorists coverage provides for bodily injury if you or your passenger are injured by a covered hit-and-run driver or someone without insurance. It also covers you if you’re in a covered accident while on foot.

Underinsured motorists coverage fills in the gaps if you’re in a covered accident with someone who doesn’t have enough insurance to cover your losses.

Custom equipment

This option provides up to $30,000 in coverage for parts, custom paint, and accessories ($3,000 included for free with comprehensive coverage).

Guest passenger bodily injury

This coverage will cover costs if your passengers are injured while riding on your motorcycle.

Roadside assistance

If selected, our emergency roadside assistance program provides help with a flat tire, a jump or a tow. You also have the option of increasing your protection to include any trip interruption expenses you incur when you are more than 100 miles away from home.

Towing and labor coverage

This coverage can reimburse you for a tow and for the labor costs to get your motorcycle up and running again.

Original equipment manufacturer (OEM) coverage

If you choose this option, Allied will replace lost or damaged parts in a covered loss with OEM parts, whenever available.

Agreed value for replacement

Agreed value for replacement coverage ensures that you get an agreed replacement amount for custom bikes, trikes, assembled/kit bikes and vintage bikes based on a formal appraisal, rather than the current market value.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Protect your bike and custom equipment

When you’re cruising the open road, the last thing you want to worry about is your motorcycle insurance. Ride easier knowing your bike is covered by an affordable policy from Allied. Your Allied agent will work closely with you to make sure you get the coverage you need.

Motorcycle insurance coverage

Our motorcycle insurance coverage was created with you in mind. Your agent will work with you to design an Allied motorcycle insurance policy with the right options, like liability protection, collision coverage, medical payments, towing and labor and roadside assistance.

Motorcycle insurance discounts

When you’re shopping for motorcycle insurance, it’s important to find out about the discounts each company offers. With Allied you’ll get an affordable policy that rewards you for being a customer with discounts and features designed to give you the best value for your money.

One-stop shopping

Allied’s broad portfolio of insurance products makes your life easier. Your Allied agent can help you select the best policy not only for your motorcycle and cars, but your home, boat and RV, too. Be sure to ask your agent about multi-policy discounts that can make a real difference.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied Inland Marine coverage

Allied Inland Marine Insurance is designed to provide coverage above and beyond your standard property insurance limits.

Inland marine coverage can protect your:

  • Jewelry, watches and furs
  • Cameras (film, digital, video)
  • Computers
  • Golf equipment
  • Silverware, gold ware, pewter ware
  • Fine arts
  • Guns
  • Tools
  • Musical instruments
  • Money, rare coins, gift cards, gift certificates
  • Stamp collection

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Keep your valuables and collectibles safe

If you have valuables like jewelry, furs, art, antiques, coins or stamps, their worth isn’t just the price you paid – it may include the time you spent collecting them or sentimental value if the property has been passed down in your family.

To protect these valuables you may need extra coverage beyond the limits of your homeowners insurance. In this case, Allied inland marine insurance can help. This optional coverage can provide higher limits for these specialty items.

When you insure your valuable property with Allied, you’ll get the benefit of our superior claims handling service. If you insure jewelry with us, we’ll consult with our nationally respected appraisal and wholesale jeweler partners who can replace lost jewelry quickly and efficiently.

Your Allied agent will work with you to decide if you have property that needs to be covered by an inland marine insurance policy. We offer a variety of coverage so you can get the exact valuables insurance that you need.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied condominium insurance discounts

With Allied, you don’t have to sacrifice quality to get a good price on your insurance. When you insure your condominium with us, your Allied Insurance agent will make sure you get all the discounts you qualify for so you get the best price.

Condominium insurance discounts to save you money

Your Allied condominium insurance premium can be reduced with these discounts:

Multi-policy discount

Save on your insurance when you insure both your condo and car with us.

Gated community discount

Get a discount when you live in a gated community.

Home purchase discount

If you become an Allied Condominium Insurance customer within 12 months of buying your new home, you’ll get a discount.

Protective device discount

Save when your home is protected with smoke detectors, fire alarms, a burglar alarm or other qualifying devices.

Claims-free discount

You’ll save money based on the length of time you’ve been claims-free and how long you’ve been an Allied customer.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

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