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Allied condominium insurance coverage

Allied Condominium Insurance can help pay for a covered replacement or repair if your home or property is damaged. You can also add liability coverage to your condominium owner’s insurance policy to help protect you.

financially if someone gets hurt in your home. Your agent will partner with you to design a policy with the right coverage for your needs.

Property insurance coverage

Allied Condominium Insurance coverage protects you if your condo or the property inside has a covered damage due to:

  • Fire and lightning
  • Windstorms and hail
  • Smoke damage
  • Freezing damage
  • Theft

You can add coverage for fine art, jewelry, computers, flat screen TVs, money, security and identity theft. You can also select replacement cost coverage for your property, which will pay you to replace the item at current market prices after a covered loss instead of paying you the depreciated value for a damaged or stolen item.

You’re also protected against damage from other events that aren’t as common. Talk to an Allied Insurance agent for the full range of condo insurance coverages.

Liability insurance

When you own a condo, it’s important to have liability insurance in case someone gets hurt on your property. You can add liability coverage to your Allied condominium insurance policy.

Coverage for fixtures, improvements and alterations

If you make improvements or alterations to your condominium, they may be covered on your condo insurance policy for up to $1,000.

Loss assessment

As a condo owner, it’s wise to prepare for the unexpected. This additional coverage will pay up to $1,000 as a result of direct loss to your property.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied condo insurance keeps you covered

When you own a condominium, your condo association probably has insurance to cover the common areas of your complex. However, you’re still responsible if an accident or theft occurs in your home. Condominium owners insurance from Allied can protect you from many common causes of loss.

Get covered

When you insure your condominium with Allied, your agent will work with you to design a policy customized with just the coverage options you need. Your agent will also make sure you save money with our many discounts. As an Allied customer you’ll enjoy our superior claims service and competitive condominium insurance rates.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied renters insurance discounts

Your Allied Insurance agent will make sure you get all the discounts you deserve so you can get the best value for your insurance dollar. It’s another way we like to reward you for being an Allied rental insurance customer.

Multi-policy discount

Bundle your auto and property coverage with Allied and save on your insurance premium.

Gated community discount

Save when you live in a gated community.

Protective device discount

Earn a discount for having smoke detectors, fire alarms, a security system or other qualifying devices in your home.

Claims-free discount

Get a discount based on the length of time that you’re claims-free and how long you’ve been an Allied customer.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied renters insurance coverage

When you choose Allied, you can customize your renters insurance policy to meet your needs. Your agent will work with you to make sure you have all the coverage you need and nothing you don’t.

Allied Renters Insurance coverage can protect you from property damage and liability in the case of a covered accident at your residence.

Property coverage

Your renters insurance coverage will repair or replace your property if it’s covered damaged due to:

  • Fire and lightning
  • Windstorms and hail
  • Smoke damage
  • Freezing damage
  • Theft

You’re also protected against other events that aren’t as common. Talk to your Allied agent about everything that’s covered by a home renters insurance policy.

Liability insurance

With Allied you have the option to include liability insurance in your renters insurance policy. Liability insurance helps cover your legal liability for bodily injury, medical payments and property damage if someone gets hurt in your home.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Protect your property with Allied renters insurance

You may not own your home, but you own what’s in it – and it’s up to you to keep it protected. An Allied Renters Insurance policy can help repair or replace your property if it’s stolen or damaged.

And renters insurance doesn’t just cover property, it covers people too. It can help if an accident happens in your home. Your policy will pay for covered losses if you’re liable for injuries or damages to other’s property or have legal defense costs.

Learn more about Allied renters insurance

When you choose Allied for renters insurance coverage you’ll enjoy our superior claims service, competitive renters insurance rates and customizable coverage options. You may also qualify for renters insurance discounts to make your money go even further.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Protect your two-wheeled passion

You’ve logged a lot of hours in the saddle and you want to protect your wheels. Add special bicycle coverage to your homeowners policy and your bike is insured wherever you pedal.

Bicycle coverage without a deductible

We’ll protect your bike for the agreed amount that it would take to replace it. Any accessories or upgraded components you add are automatically covered, too. Plus, you don’t have to pay a deductible.

Not available in all states, Please contact your Allied agent for more details.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Equipment breakdown

Let us help when your appliances need repair. Replacing and repairing appliances such as furnaces, air conditioners, refrigerators and TVs can get very expensive. By adding equipment breakdown coverage to your home insurance policy, you’ll be ready when your appliances suddenly stop working.

Equipment breakdown coverage

If a covered appliance breaks down, you’ll pay a $500 deductible — and Allied covers the rest. The cost of repairing major appliances can be significant, meaning this small deductible could seem like a bargain.

If multiple appliances break down in the same month, don’t worry — you’re covered. Just pay your deductible each time an appliance experiences a covered loss and we’ll take care of the rest.

Additional protection

Equipment Breakdown also covers special circumstances:

  • Expedited expense – if you need your appliances replaced or repaired immediately
  • Spoilage – the cost of ruined food after an appliance breaks
  • Pollutant cleanup and removal – pays for the cleanup and disposal/removal of hazardous substances
  • Environmental safety and efficiency improvements – covers the extra cost of replacing older appliances with newer models that are better for the environment, safer or more efficient

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied advanced home protection

Safeguard your home with this three-coverage policy. Your home is your castle – you’ll want to protect it. With the new Advanced Home Protection endorsement package you’ll receive three important coverages, all in one bundle.

Dwelling replacement cost

Accidents happen – and it pays to be prepared. Dwelling Replacement Cost provides you with a guaranteed replacement cost limit for covered home claims. This allows you to rebuild your home similar to how it was before.

Equipment breakdown

Fridge on the fritz? Air conditioner spewing hot air? Calling the handyman may cost a pretty penny. Allied can help. Equipment Breakdown helps you manage costs when expensive appliances such as furnaces, air conditioners and refrigerators need repair or replacement. Each time a covered appliance breaks down, you’ll pay a $500 deductible and Allied will cover the rest.

Mortgage protection

More help for homeowners: Mortgage Protection offers customers protection from costs related to a covered constructive total loss. After a constructive total loss, if a customer needs a new mortgage, this coverage will protect against a higher interest rate. Customers will also get $1,500 toward closing costs and up to $300 per month for mortgage payments (for three years after the first mortgage payment on a new house) with no deductible.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied homeowners insurance discounts

When you insure your home with Allied homeowners insurance, you’ll get the quality protection you need at the price that’s right for you. Your Allied Insurance agent will help you find all the discounts you qualify for so you can get the best price for the insurance you deserve.

Home insurance discounts to save you money

At Allied, we offer many discounts to help you keep money in your pocket.

Multi-policy discount

Bundle your home and auto insurance with us and save money.

Gated community discount

Get a discount for living in a gated community.

Home renovation discount

You can get a premium credit when your house has updated plumbing, electrical, heating/cooling or roofing.

Home purchase discount

Get a discount when you become an Allied homeowners insurance customer within 12 months of buying your new home.

Protective device discount

Get a discount when your home has smoke detectors, fire alarms, a security system or other qualifying devices.

Claims-free discount

Earn a discount based on the length of time that you’re claims-free and how long you’ve been an Allied customer.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied homeowners insurance coverage

When you have homeowners insurance from Allied, you're covered against many disasters in your home. Your home insurance coverage can also protect you if someone gets hurt on your property.

Property insurance coverage

Allied homeowners insurance coverage can help repair your home in the event of a covered damage due to:

  • Fire and lightning
  • Windstorms and hail
  • Smoke damage
  • Freezing damage
  • Theft

You're also protected against a range of other things that aren't as common, and you should ask your Allied agent for our comprehensive list of homeowners insurance coverage. For example, if you live in a flood zone, you should carry adequate flood insurance. Your agent can help you determine if you are at risk and help you obtain coverage from the National Flood Insurance Program.

Liability insurance

Liability insurance helps cover you if someone makes a claim of injury or property damage against you or your family. Your Allied homeowners policy helps protect you against:

  • Claims for injury to others on or off your property
  • Claims for property damage
  • Liability defense costs
  • Medical expenses for injuries to others

Important extras

We like to reward you just for being an Allied Insurance customer. When you have Allied homeowners insurance, our important extras will pay for:

  • Additional living expenses when a covered loss makes your home uninhabitable
  • Debris removal after a covered loss
  • Repairs to protect your property from further damage after a covered loss
  • Replacement trees, shrubs, plants or lawn destroyed from a covered loss
  • Fire department service charges to save or protect your property after a covered loss
  • Coverage for forgery and counterfeit money and for a covered unauthorized use of credit cards and fund transfer cards
  • Coverage for a second home or rental unit
If you need to protect a non-primary residence like a seasonal home or a house that's under construction, Allied dwelling fire insurance may be right for you.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

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