Coverage – AMAT-CI

Allied insurance collision coverage

When you’re insured with Allied, you can rest assured that we’ll help you get back on the road after an accident.

Collision coverage pays to repair covered physical damage to your car if it’s damaged by a collision with another object. When you insure your car with Allied Insurance, you’ll get collision plus optional additional coverage so you can customize your policy to match your needs.

Loan/lease gap coverage

If you have Loan/lease gap coverage from Allied Insurance, it helps reduce out-of-pocket expenses if your car is totaled. This coverage helps pay the difference between what you owe on your lease or loan and the actual cash value of your covered car.

Special physical damage coverage

When your car is damaged, you want the most peace of mind. With Special Physical Damage coverage, the damaged property will be replaced with new original equipment manufactured parts, whenever available.

Good-As-New

Our optional Good-As-New coverage helps get you back on the road if your car is totaled.

Rental reimbursement

Basic Loss of Use coverage pays for a rental car or other transportation (such as bus or subway) if your car can’t be driven following an accident. Rental Days Plus is a free enhancement to the Loss of Use coverage that can provide unlimited days of rental car coverage – no matter how long it takes for your car to be repaired – if you use a preferred auto repair shop and a preferred rental car provider after an accident.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied insurance comprehensive coverage

A car accident isn’t the only thing that can damage your vehicle. That’s what comprehensive insurance coverage is for – it pays to have your car repaired when it’s damaged by other covered things like fire, theft, glass breakage, falling objects or vandalism. When you choose Allied, our auto insurance coverage will help you get your car back on the road after a loss. You can select comprehensive coverage plus other optional coverage that you can use to customize your policy so it’s right for you.

Loan/lease gap coverage

Loan/lease gap coverage from Allied Insurance helps reduce out-of-pocket expenses if your car is totaled. This option helps pay the difference between what you owe on your loan or lease and the replacement value of your car.

New car replacement

If your car is totaled, many insurers won’t pay out the full value of your vehicle. At Allied, we don’t want you to get shortchanged in the event of an accident. With new car replacement coverage, you’ll be protected from losing money because of vehicle depreciation following an accident.

Rental reimbursement

Special physical damage coverage

When your car is damaged, you want the most peace of mind. With special physical damage coverage, the damaged property will be replaced with new original equipment manufactured parts, whenever available.

Allied car insurance coverage

When you work with Allied Insurance, you can be assured that we’ll help you choose the right coverage. We don’t offer a one-size fits all car insurance policy – instead, your agent works with you to help you determine the coverage you need to create an auto insurance policy customized just for you.

Liability insurance

Liability insurance covers certain amounts for which you may be legally liable for bodily injury or property damage due to a covered accident, like pain and suffering or damages to another person’s car.

Medical payments

Medical payments coverage pays certain medical bills for you and for passengers in your own car if they’re injured in a covered accident. It also provides protection for covered losses if you’re in a covered accident involving a car while on foot.

Uninsured/underinsured motorists coverage

Uninsured motorists coverage provides bodily injury coverage if you or your passengers are injured by a hit-and-run driver or someone without auto insurance. It also covers you if you’re in an accident while on foot.

Underinsured motorists coverage fills in the gaps if you’re in an accident with someone who doesn’t have enough car insurance to cover your losses.

Personal injury protection

Personal injury coverage pays in the event of a covered injury, death, loss of services, or loss of income suffered by you, your covered passengers, or covered family members. (This is not available in all states).

Other auto insurance coverage to consider

We offer comprehensive coverage and collision coverage to help pay for damage to your car.

Basic Loss of Use (also known as Rental Reimbursement) pays for a rental car or other transportation (such as bus or subway) if your car can’t be driven after an accident. Rental Days Plus is a free enhancement to the Loss of Use coverage that can provide unlimited days of rental car coverage.

Allied auto insurance customer benefits

As an Allied Insurance customer you’ll enjoy the Allied Extra which makes it even more convenient to do business with us. You can also add Allied Rewards to further customize your auto insurance policy.