Home insurance

Allied Inland Marine coverage

Allied Inland Marine Insurance is designed to provide coverage above and beyond your standard property insurance limits.

Inland marine coverage can protect your:

  • Jewelry, watches and furs
  • Cameras (film, digital, video)
  • Computers
  • Golf equipment
  • Silverware, gold ware, pewter ware
  • Fine arts
  • Guns
  • Tools
  • Musical instruments
  • Money, rare coins, gift cards, gift certificates
  • Stamp collection

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Keep your valuables and collectibles safe

If you have valuables like jewelry, furs, art, antiques, coins or stamps, their worth isn’t just the price you paid – it may include the time you spent collecting them or sentimental value if the property has been passed down in your family.

To protect these valuables you may need extra coverage beyond the limits of your homeowners insurance. In this case, Allied inland marine insurance can help. This optional coverage can provide higher limits for these specialty items.

When you insure your valuable property with Allied, you’ll get the benefit of our superior claims handling service. If you insure jewelry with us, we’ll consult with our nationally respected appraisal and wholesale jeweler partners who can replace lost jewelry quickly and efficiently.

Your Allied agent will work with you to decide if you have property that needs to be covered by an inland marine insurance policy. We offer a variety of coverage so you can get the exact valuables insurance that you need.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied condominium insurance discounts

With Allied, you don’t have to sacrifice quality to get a good price on your insurance. When you insure your condominium with us, your Allied Insurance agent will make sure you get all the discounts you qualify for so you get the best price.

Condominium insurance discounts to save you money

Your Allied condominium insurance premium can be reduced with these discounts:

Multi-policy discount

Save on your insurance when you insure both your condo and car with us.

Gated community discount

Get a discount when you live in a gated community.

Home purchase discount

If you become an Allied Condominium Insurance customer within 12 months of buying your new home, you’ll get a discount.

Protective device discount

Save when your home is protected with smoke detectors, fire alarms, a burglar alarm or other qualifying devices.

Claims-free discount

You’ll save money based on the length of time you’ve been claims-free and how long you’ve been an Allied customer.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied condominium insurance coverage

Allied Condominium Insurance can help pay for a covered replacement or repair if your home or property is damaged. You can also add liability coverage to your condominium owner’s insurance policy to help protect you.

financially if someone gets hurt in your home. Your agent will partner with you to design a policy with the right coverage for your needs.

Property insurance coverage

Allied Condominium Insurance coverage protects you if your condo or the property inside has a covered damage due to:

  • Fire and lightning
  • Windstorms and hail
  • Smoke damage
  • Freezing damage
  • Theft

You can add coverage for fine art, jewelry, computers, flat screen TVs, money, security and identity theft. You can also select replacement cost coverage for your property, which will pay you to replace the item at current market prices after a covered loss instead of paying you the depreciated value for a damaged or stolen item.

You’re also protected against damage from other events that aren’t as common. Talk to an Allied Insurance agent for the full range of condo insurance coverages.

Liability insurance

When you own a condo, it’s important to have liability insurance in case someone gets hurt on your property. You can add liability coverage to your Allied condominium insurance policy.

Coverage for fixtures, improvements and alterations

If you make improvements or alterations to your condominium, they may be covered on your condo insurance policy for up to $1,000.

Loss assessment

As a condo owner, it’s wise to prepare for the unexpected. This additional coverage will pay up to $1,000 as a result of direct loss to your property.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied condo insurance keeps you covered

When you own a condominium, your condo association probably has insurance to cover the common areas of your complex. However, you’re still responsible if an accident or theft occurs in your home. Condominium owners insurance from Allied can protect you from many common causes of loss.

Get covered

When you insure your condominium with Allied, your agent will work with you to design a policy customized with just the coverage options you need. Your agent will also make sure you save money with our many discounts. As an Allied customer you’ll enjoy our superior claims service and competitive condominium insurance rates.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied renters insurance discounts

Your Allied Insurance agent will make sure you get all the discounts you deserve so you can get the best value for your insurance dollar. It’s another way we like to reward you for being an Allied rental insurance customer.

Multi-policy discount

Bundle your auto and property coverage with Allied and save on your insurance premium.

Gated community discount

Save when you live in a gated community.

Protective device discount

Earn a discount for having smoke detectors, fire alarms, a security system or other qualifying devices in your home.

Claims-free discount

Get a discount based on the length of time that you’re claims-free and how long you’ve been an Allied customer.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied renters insurance coverage

When you choose Allied, you can customize your renters insurance policy to meet your needs. Your agent will work with you to make sure you have all the coverage you need and nothing you don’t.

Allied Renters Insurance coverage can protect you from property damage and liability in the case of a covered accident at your residence.

Property coverage

Your renters insurance coverage will repair or replace your property if it’s covered damaged due to:

  • Fire and lightning
  • Windstorms and hail
  • Smoke damage
  • Freezing damage
  • Theft

You’re also protected against other events that aren’t as common. Talk to your Allied agent about everything that’s covered by a home renters insurance policy.

Liability insurance

With Allied you have the option to include liability insurance in your renters insurance policy. Liability insurance helps cover your legal liability for bodily injury, medical payments and property damage if someone gets hurt in your home.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Protect your property with Allied renters insurance

You may not own your home, but you own what’s in it – and it’s up to you to keep it protected. An Allied Renters Insurance policy can help repair or replace your property if it’s stolen or damaged.

And renters insurance doesn’t just cover property, it covers people too. It can help if an accident happens in your home. Your policy will pay for covered losses if you’re liable for injuries or damages to other’s property or have legal defense costs.

Learn more about Allied renters insurance

When you choose Allied for renters insurance coverage you’ll enjoy our superior claims service, competitive renters insurance rates and customizable coverage options. You may also qualify for renters insurance discounts to make your money go even further.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Protect your two-wheeled passion

You’ve logged a lot of hours in the saddle and you want to protect your wheels. Add special bicycle coverage to your homeowners policy and your bike is insured wherever you pedal.

Bicycle coverage without a deductible

We’ll protect your bike for the agreed amount that it would take to replace it. Any accessories or upgraded components you add are automatically covered, too. Plus, you don’t have to pay a deductible.

Not available in all states, Please contact your Allied agent for more details.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Equipment breakdown

Let us help when your appliances need repair. Replacing and repairing appliances such as furnaces, air conditioners, refrigerators and TVs can get very expensive. By adding equipment breakdown coverage to your home insurance policy, you’ll be ready when your appliances suddenly stop working.

Equipment breakdown coverage

If a covered appliance breaks down, you’ll pay a $500 deductible — and Allied covers the rest. The cost of repairing major appliances can be significant, meaning this small deductible could seem like a bargain.

If multiple appliances break down in the same month, don’t worry — you’re covered. Just pay your deductible each time an appliance experiences a covered loss and we’ll take care of the rest.

Additional protection

Equipment Breakdown also covers special circumstances:

  • Expedited expense – if you need your appliances replaced or repaired immediately
  • Spoilage – the cost of ruined food after an appliance breaks
  • Pollutant cleanup and removal – pays for the cleanup and disposal/removal of hazardous substances
  • Environmental safety and efficiency improvements – covers the extra cost of replacing older appliances with newer models that are better for the environment, safer or more efficient

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

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