Powersports insurance

Allied snowmobile insurance discounts

When it comes to insuring your snowmobile, we know you want great coverage at a fair price. Allied makes that happen with a variety of snowmobile insurance discounts that help lower your premium without skimping on coverage. An Allied agent will help you find discounts that are available to you.

Allied snowmobile insurance discounts include:

Multi-policy discount

Combine your policies and get a discount on your snowmobile insurance policy when you insure your auto, home, condo, apartment, boat or RV with Allied.

Multi-vehicle discount

You can reduce your premium by insuring all of your vehicles, such as boats, motorcycles and autos, with Allied.

Safety course discount

Save on your snowmobile insurance rates when you complete an approved safety course.

Homeowner discount

You can save big on your snowmobile insurance if you own your home, condo, townhouse or mobile home.

Theft-recovery device discount

Save 20% on comprehensive coverage if your vehicle has a professionally installed radio or GPS theft-recovery system.

Riding association discount

You can receive an additional Allied snowmobile insurance discount if you’re a member of a qualified riding association.

Paid in full discount

Pay your total annual premium at one time and you could save up to 10%.

Discounts may not apply to all coverage. Maximum combined discount limit applied.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied snowmobile insurance coverage

Snowmobile owners need insurance for year-round protection — even when their snowmobiles are in storage. Allied snowmobile insurance is affordable and customizable. We’ll work with you to design a policy that meets your needs and budget for coverage 24 hours a day, seven day a week, 365 days a year.

We offer these snowmobile coverage:

Liability insurance

Liability insurance covers bodily injury to others by paying their covered medical expenses and lost wages, and pays for covered damage to others’ property.

Collision

Collision coverage pays to repair your snowmobile if you hit another vehicle, another vehicle hits you or your vehicle rolls over. This policy includes up to $2000 in coverage for helmets and other safety apparel.

Comprehensive

Comprehensive insurance helps pay to have your snowmobile repaired for covered damaged from fire, theft, falling objects or vandalism.

Uninsured and underinsured motorists coverage

This coverage helps pay for your medical costs, lost wages and other damages if you’re in a covered accident with an uninsured, underinsured or unidentified driver.

Medical payments

In the event of a covered accident, this coverage pays for medical costs for you and your passengers, regardless of who caused the accident.

Original equipment manufacturer (OEM) coverage

Provides original equipment manufacturer replacement parts in the event of a comprehensive or collision loss.

Allied also offers specialized, optional coverage including:

Custom equipment

Provides up to $30,000 in coverage for parts, custom paint and accessories.

Snowmobile insurance keeps you covered 365

Allied snowmobile insurance covers you all year long. So before hopping on your snowmobile this winter, be sure you’re covered with Allied snowmobile insurance.

Snowmobile insurance coverage

Allied snowmobile insurance provides essential coverage, such as collision, comprehensive, property damage and bodily injury coverage. We also have some great additional coverage so you can customize your policy for your unique situation. Your Allied agent can help identify the exact coverage that are best for your needs and budget.

Snowmobile insurance discounts

We know that you’re looking for the best snowmobile insurance at the best price. Allied rewards you for being a customer by offering a variety of snowmobile insurance discounts to help lower your rates. These include discounts for insuring multiple vehicles, bundling your homeowners with your snowmobile insurance or taking snowmobile safety classes. Your Allied agent can give you the complete details.

Allied makes it easy

With Allied’s automatic payment plan, you can choose the payment option and amount that fits your budget. Pay the full premium up front, the minimum monthly amount due, or any amount in between. We offer responsive, 24/7 claims service, and there’s always someone at the other end of the phone to help – at those times when you need it most.

Allied ATV insurance discounts

With Allied, there are lots of ways to reduce the cost of ATV insurance. We offer a variety of discounts to help keep your premiums low.

Our ATV insurance discounts include:

Multi-policy discount

When you bundle your auto, home, boat or RV insurance with Allied, you can get multiline discounts on your quad runner insurance policy.

Multi-vehicle discount

You could earn an Allied ATV insurance discount by insuring all of your ATVs, motorcycles, snowmobiles and autos on one policy, up to 12 vehicles.

Safety course discount

Save on your ATV insurance rates when you complete an approved safety course.

Homeowner discount

Get a discount on your ATV insurance if you own your home, condo, townhouse or mobile home.

Theft-recovery device discount

Save up to 20% if your ATV has a professionally installed radio or GPS theft-recovery system.

Paid in full discount

You’ll be eligible for up to a 10% discount (where available) when you pay your total annual premium in full.

Riding association discount

Save on your ATV insurance for being a member of a riding association. More than 25 national associations are eligible.

Discounts may not apply to all coverages. Maximum combined discount limit applies.

Allied ATV insurance coverage

Our customizable Allied ATV insurance gives you the year-round coverage you need at a price you can afford. And that’s important, because when put your vehicle away for the season it’s still vulnerable to damage.

Allied’s ATV insurance coverage include:

Liability coverage

Liability insurance covers bodily injury and property damage expenses to others if you’re at fault in an accident. Many states require liability coverage and each state has its own minimum requirements for ATV insurance coverage.

Collision coverage

Collision coverage helps cover the costs if your ATV rolls over or is damaged by a collision with another ATV, no matter who’s at fault. This policy includes up to $2,000 in coverage for helmets and other safety apparel.

Comprehensive coverage

Allied’s ATV insurance coverage also helps pay to have your ride repaired when things like fire, theft, falling objects or vandalism cause damage. Comprehensive also covers custom parts and equipment for your ATV.

Uninsured/Underinsured motorists coverage

This ATV and quad runner insurance helps pay for damages to your ATV if it’s damaged in an accident by an uninsured, underinsured or unidentified driver. ATV insurance requirements and coverage vary from state to state.

Medical payments coverage

Medical payments coverage helps pay medical costs for you and your passengers in the event of an accident, regardless of who is at fault.

Custom equipment

Provides up to $30,000 in coverage for parts, custom paint and accessories.

OEM endorsement

An original equipment manufacturer (OEM) endorsement ensures that only genuine, OEM parts are used to repair your all-terrain vehicle.

Allied protects you on and off the road

Whether you use your ATV for herding cattle, hunting deer or just having fun on the trails, you need to protect your ride. Allied offers quad runner insurance for many types of vehicles and uses. An experienced Allied agent will help design a policy that offers you year-round protection at an affordable price.

ATV insurance coverage

Our ATV insurance provides essential coverage, including collision, comprehensive and liability. These policies also include bodily injury, medical payments and uninsured/underinsured motorist coverage. Additional options, such as towing and labor, are available so you can customize your coverage to fit your needs.

ATV insurance discounts

You can reduce the price you pay with Allied’s money-saving discounts. These include discounts for insuring multiple vehicles, having other policies with Allied and completing an approved safety course. Your Allied agent can explain all the details and check your eligibility.

Superior claims service

When you choose Allied, you’re getting much more than an ATV insurance policy. You’re getting a company that’s committed to serving its customers and providing Allied Claims Services. We offer round-the-clock customer service, guaranteed repairs and a friendly claims representative on the other end of the phone ready to help.

Allied RV insurance discounts

You maybe surprised by how easy it is to save when you insure your RV with Allied. We offer a variety of RV insurance discounts that can lower your rates without sacrificing coverage. An Allied agent can explain our RV insurance discount program and help identify all the advantages you may qualify to receive. You may be surprised by how easy it is to save.

Our motorhome and travel trailer insurance discounts include:

Multi-policy discount

When you bundle your RV, home, boat or auto insurance with Allied, you can receive a discount on your RV insurance policy.

Multi-vehicle discount

You could earn a substantial Allied RV insurance discount by insuring all of your motorhomes and travel trailers on one policy, up to 12 vehicles.

Safety course discount

Save on your camper insurance rates when you complete an approved safety course.

Safety accessories discount

Receive additional savings on your RV insurance if you have a permanently installed engine fire suppression system or LP gas protection system with automatic shutoff.

Good driver

You could be eligible for a 3% good driver discount if you have a clean, accident-free record and all other drivers of the vehicle have at least three years of driving history.

RV association discount

Save on your recreational vehicle insurance by belonging to a qualified RV association.

Paid in full discount

You’ll be eligible for up to a 10% camper or motorhome insurance discount (where available) if you pay your total annual premium up front.

Allied motor home insurance coverage

Your RV is much more than a vehicle – it’s your home away from home. And there’s no better way to protect it than with an Allied RV insurance policy.

Allied’s motor home insurance coverage include:

Liability

This motor home insurance coverage protects you if you’re at fault in a covered accident. This covers expenses for bodily injury or property damage caused to others. Liability can also pay for your covered legal expenses if a lawsuit is brought against you due to a covered accident. Many states require liability coverage, and each state has its own minimum requirements.

Collision

This essential RV insurance coverage pays for covered damage to your motor home or travel trailer if you hit another vehicle, another vehicle hits you, or your RV rolls over. Collision coverage may be required if your vehicle is financed or leased.

Comprehensive coverage

The policy’s comprehensive coverage covers damage to your camper or motor home caused by theft, vandalism, falling objects, fire, storms, flood and other events.

Uninsured or underinsured motorists bodily injury coverage

This motor home insurance coverage helps pay for bodily injury suffered by you, a relative or another person occupying your recreational vehicle if you’re involved in a covered accident with an uninsured or underinsured motor vehicle.

Uninsured or underinsured motorists property damage coverage

This motor home insurance coverage helps pay for property damage to your vehicle sustained in a covered accident with an uninsured or underinsured motor vehicle.

Custom equipment coverage

You’ll receive $1,000 of RV insurance coverage for your custom equipment free with the purchase of comprehensive and collision coverage.

Total loss replacement coverage

If your new recreational vehicle is totaled within the first five model years, we’ll replace it.

Roadside assistance coverage

If you need help with a flat tire, a jump or a tow, our emergency roadside assistance program can help. This program also comes with increased protection to include any trip interruption expenses you incur when you are more than 50 miles away from home.

Towing and labor

This coverage can reimburse you for a tow and for the labor costs to get your motor home or travel trailer up and running again.

Vacation liability

This coverage provides up to $10,000 for any accident you are legally responsible for while the RV is used as a temporary residence (with the purchase of comprehensive and collision insurance). Should you need additional protection, higher limits are available.

Personal effects

This optional coverage pays to fix or replace personal property inside your RV that has been lost or damaged.

Awning replacement

This coverage protects your RV’s awning from depreciation and is subject to a $250 deductible.

Full-timers package

This option provides coverage for people who live in an RV full-time.

Allied protects you from bumps in the road

The open road beckons, and your recreational vehicle is a great way to see the country on a very personal level. But it’s hard to predict what’s ahead beyond the curve. Whether you own a pop-up camper, fifth wheel or even a custom motor coach, you can relax knowing you’re covered with Allied RV insurance.

RV insurance coverage

Allied’s coverage was created with the serious RVer in mind. Your policy can then be tailored to meet your needs with any number of coverage options like liability protection, comprehensive, collision, personal effects, full timer liability, roadside assistance and custom equipment.

RV insurance discounts

There are lots of easy ways to lower the price you pay for Allied’s RV insurance. Discounts include savings for insuring multiple vehicles, combining your RV insurance with other Allied policies and completing an approved motorhome safety course. Your Allied agent can tell you more about these and other RV insurance discounts.

Insure it all with Allied

Here’s a great way to simplify your insurance and lower your costs. Save money by bundling your recreational vehicle insurance with your home and family auto policies. Your experienced Allied agent can help you select the best RV insurance policies and options. Be sure to ask your agent about multiple policy and homeowners discounts that can make your rates even more affordable.

Allied boat insurance discounts

Here’s an easy way to save more money for fuel and fun: discounted boat and personal watercraft insurance from Allied. We offer numerous ways to lower your rate without sacrificing coverage. Your local Allied agent can help you find the discounts you’re eligible to receive. Call today and save!

Allied boat and personal watercraft insurance discounts include:

Multi-policy discount

When you bundle your boat, auto, home or RV insurance with Allied, you can receive multiline discounts on your boat or personal watercraft insurance policy.

Multi-boat discount

You could earn a substantial discount when you insure more than one boat on your policy.

Boater safety course discount

You can save on your boat and personal watercraft insurance rates when you complete an approved safety course.

Prior carrier discount

You could receive a discount on your personal watercraft insurance when you transfer from another insurer to Allied with no lapse in coverage.

Diesel fuel discount

If your boat is powered by diesel fuel, you can save even more.

Paid in full discount

You’ll be eligible for a discount if you pay the full annual premium up front in selected states.

Vanishing Deductible

Your deductibles for comprehensive and collision coverage are reduced by $100 at every annual renewal if you haven’t made a claim, up to $500.

Packages

At Allied we offer significant discounts if you buy packaged coverage. Packages include the following coverage:

Fishing equipment
Personal effects
On-Water towing
Rental reimbursement
Roadside assistance