Boat – AMAT-CI

Allied boat insurance discounts

Here’s an easy way to save more money for fuel and fun: discounted boat and personal watercraft insurance from Allied. We offer numerous ways to lower your rate without sacrificing coverage. Your local Allied agent can help you find the discounts you’re eligible to receive. Call today and save!

Allied boat and personal watercraft insurance discounts include:

Multi-policy discount

When you bundle your boat, auto, home or RV insurance with Allied, you can receive multiline discounts on your boat or personal watercraft insurance policy.

Multi-boat discount

You could earn a substantial discount when you insure more than one boat on your policy.

Boater safety course discount

You can save on your boat and personal watercraft insurance rates when you complete an approved safety course.

Prior carrier discount

You could receive a discount on your personal watercraft insurance when you transfer from another insurer to Allied with no lapse in coverage.

Diesel fuel discount

If your boat is powered by diesel fuel, you can save even more.

Paid in full discount

You’ll be eligible for a discount if you pay the full annual premium up front in selected states.

Vanishing Deductible

Your deductibles for comprehensive and collision coverage are reduced by $100 at every annual renewal if you haven’t made a claim, up to $500.

Packages

At Allied we offer significant discounts if you buy packaged coverage. Packages include the following coverage:

Fishing equipment
Personal effects
On-Water towing
Rental reimbursement
Roadside assistance

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied boat insurance coverage

Whether you captain a party pontoon, bass boat or waverunner, Allied pleasure boat insurance coverage protects you from stem to stern. An Allied agent will create a policy for your boat, or personal watercraft that meets your needs and budget.

Allied coverage includes:

Medical payments

We will pay for covered medical or funeral expenses for bodily injury caused by a covered accident involving your boat or personal watercraft.

Uninsured/underinsured boaters

This boat and personal watercraft insurance coverage protects against covered bodily injury to you or other watercraft occupants due to an accident caused by an uninsured, underinsured or unidentified boater.

Physical damage coverage

This pays to repair or replace your boat after a covered loss. You have several options for covering your personal watercraft: Actual Cash Value, Agreed Value, or Replacement Cost. Your rates are calculated on 12 months of coverage assuming seasonal use.

Liability to others and the environment

Liability provides « third party » coverage for bodily injury and property damage as the result of a covered accident involving your boat or personal watercraft.

Allied also offers specialized, optional boat insurance coverage including:

Rental reimbursement

You’ll be reimbursed for your covered expenses incurred while renting a substitute watercraft when your boat or personal watercraft sustains a covered loss.

Fishing equipment

Protection for covered rods, reels, lures, tackle boxes, electronic gear and any equipment used for recreational fishing, up to selected limits while on board an insured boat.

Personal effects

This endorsement for your boat and personal watercraft insurance covers personal property, water sports equipment and boat lifts and hoists.

On-water towing and labor

Allied boat insurance coverage pays for towing a disabled boat back to dry land, or emergency assistance when a covered watercraft is disabled while afloat.

Roadside emergency service

Should your boat towing vehicle or trailer become disabled, the covered expenses for towing your pleasure boat to the nearest qualified repair facility are covered.

On and off the water, you’re protected with Allied

Recreational boating is exhilarating, but it’s not without danger. Hidden underwater debris, novice boaters and storms can all take a toll on your boat or personal watercraft. Allied’s pleasure boat insurance protects you from costly repairs and liability, should something go wrong.

Allied boat insurance coverage

Allied insurance covers your pleasure boat and personal watercraft year round, whether it’s moored in the water or stored in dry dock. Your policy can be tailored to meet your needs with any number of coverage options like physical damage, liability, uninsured/underinsured boaters coverage, coverage for fishing equipment, on-water towing and labor, and rental reimbursement.

Your Allied Insurance agent can help you determine which coverage options best meets your needs and budget.

Allied boat insurance discounts

You can lower your pleasure boat and personal watercraft insurance rates with Allied’s money-saving-discounts. These include discounts for combining your boat or personal watercraft insurance with your auto or homeowners insurance, or completing an approved boating safety course. Your Allied agent can provide you with all the details and check your eligibility.

Allied simplifies your life

We know you’re busy, so we’ve worked hard to make insuring with us easy. Our superior Allied Claims Services provides quality, 24/7 service and guaranteed repairs. And our automatic payment plan lets you choose the payment option and amount that works best with your budget and schedule.