RV – AMAT-CI

Allied RV insurance discounts

You maybe surprised by how easy it is to save when you insure your RV with Allied. We offer a variety of RV insurance discounts that can lower your rates without sacrificing coverage. An Allied agent can explain our RV insurance discount program and help identify all the advantages you may qualify to receive. You may be surprised by how easy it is to save.

Our motorhome and travel trailer insurance discounts include:

Multi-policy discount

When you bundle your RV, home, boat or auto insurance with Allied, you can receive a discount on your RV insurance policy.

Multi-vehicle discount

You could earn a substantial Allied RV insurance discount by insuring all of your motorhomes and travel trailers on one policy, up to 12 vehicles.

Safety course discount

Save on your camper insurance rates when you complete an approved safety course.

Safety accessories discount

Receive additional savings on your RV insurance if you have a permanently installed engine fire suppression system or LP gas protection system with automatic shutoff.

Good driver

You could be eligible for a 3% good driver discount if you have a clean, accident-free record and all other drivers of the vehicle have at least three years of driving history.

RV association discount

Save on your recreational vehicle insurance by belonging to a qualified RV association.

Paid in full discount

You’ll be eligible for up to a 10% camper or motorhome insurance discount (where available) if you pay your total annual premium up front.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied motor home insurance coverage

Your RV is much more than a vehicle – it’s your home away from home. And there’s no better way to protect it than with an Allied RV insurance policy.

Allied’s motor home insurance coverage include:

Liability

This motor home insurance coverage protects you if you’re at fault in a covered accident. This covers expenses for bodily injury or property damage caused to others. Liability can also pay for your covered legal expenses if a lawsuit is brought against you due to a covered accident. Many states require liability coverage, and each state has its own minimum requirements.

Collision

This essential RV insurance coverage pays for covered damage to your motor home or travel trailer if you hit another vehicle, another vehicle hits you, or your RV rolls over. Collision coverage may be required if your vehicle is financed or leased.

Comprehensive coverage

The policy’s comprehensive coverage covers damage to your camper or motor home caused by theft, vandalism, falling objects, fire, storms, flood and other events.

Uninsured or underinsured motorists bodily injury coverage

This motor home insurance coverage helps pay for bodily injury suffered by you, a relative or another person occupying your recreational vehicle if you’re involved in a covered accident with an uninsured or underinsured motor vehicle.

Uninsured or underinsured motorists property damage coverage

This motor home insurance coverage helps pay for property damage to your vehicle sustained in a covered accident with an uninsured or underinsured motor vehicle.

Custom equipment coverage

You’ll receive $1,000 of RV insurance coverage for your custom equipment free with the purchase of comprehensive and collision coverage.

Total loss replacement coverage

If your new recreational vehicle is totaled within the first five model years, we’ll replace it.

Roadside assistance coverage

If you need help with a flat tire, a jump or a tow, our emergency roadside assistance program can help. This program also comes with increased protection to include any trip interruption expenses you incur when you are more than 50 miles away from home.

Towing and labor

This coverage can reimburse you for a tow and for the labor costs to get your motor home or travel trailer up and running again.

Vacation liability

This coverage provides up to $10,000 for any accident you are legally responsible for while the RV is used as a temporary residence (with the purchase of comprehensive and collision insurance). Should you need additional protection, higher limits are available.

Personal effects

This optional coverage pays to fix or replace personal property inside your RV that has been lost or damaged.

Awning replacement

This coverage protects your RV’s awning from depreciation and is subject to a $250 deductible.

Full-timers package

This option provides coverage for people who live in an RV full-time.

Allied protects you from bumps in the road

The open road beckons, and your recreational vehicle is a great way to see the country on a very personal level. But it’s hard to predict what’s ahead beyond the curve. Whether you own a pop-up camper, fifth wheel or even a custom motor coach, you can relax knowing you’re covered with Allied RV insurance.

RV insurance coverage

Allied’s coverage was created with the serious RVer in mind. Your policy can then be tailored to meet your needs with any number of coverage options like liability protection, comprehensive, collision, personal effects, full timer liability, roadside assistance and custom equipment.

RV insurance discounts

There are lots of easy ways to lower the price you pay for Allied’s RV insurance. Discounts include savings for insuring multiple vehicles, combining your RV insurance with other Allied policies and completing an approved motorhome safety course. Your Allied agent can tell you more about these and other RV insurance discounts.

Insure it all with Allied

Here’s a great way to simplify your insurance and lower your costs. Save money by bundling your recreational vehicle insurance with your home and family auto policies. Your experienced Allied agent can help you select the best RV insurance policies and options. Be sure to ask your agent about multiple policy and homeowners discounts that can make your rates even more affordable.