Allied homeowners insurance coverage

When you have homeowners insurance from Allied, you're covered against many disasters in your home. Your home insurance coverage can also protect you if someone gets hurt on your property.

Property insurance coverage

Allied homeowners insurance coverage can help repair your home in the event of a covered damage due to:

Fire and lightning
Windstorms and hail
Smoke damage
Freezing damage
Theft

You're also protected against a range of other things that aren't as common, and you should ask your Allied agent for our comprehensive list of homeowners insurance coverage. For example, if you live in a flood zone, you should carry adequate flood insurance. Your agent can help you determine if you are at risk and help you obtain coverage from the National Flood Insurance Program.

Liability insurance

Liability insurance helps cover you if someone makes a claim of injury or property damage against you or your family. Your Allied homeowners policy helps protect you against:

Claims for injury to others on or off your property
Claims for property damage
Liability defense costs
Medical expenses for injuries to others

Important extras

We like to reward you just for being an Allied Insurance customer. When you have Allied homeowners insurance, our important extras will pay for:

Additional living expenses when a covered loss makes your home uninhabitable
Debris removal after a covered loss
Repairs to protect your property from further damage after a covered loss
Replacement trees, shrubs, plants or lawn destroyed from a covered loss
Fire department service charges to save or protect your property after a covered loss
Coverage for forgery and counterfeit money and for a covered unauthorized use of credit cards and fund transfer cards
Coverage for a second home or rental unit

If you need to protect a non-primary residence like a seasonal home or a house that's under construction, Allied dwelling fire insurance may be right for you.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.