Home insurance

Allied advanced home protection

Safeguard your home with this three-coverage policy. Your home is your castle – you’ll want to protect it. With the new Advanced Home Protection endorsement package you’ll receive three important coverages, all in one bundle.

Dwelling replacement cost

Accidents happen – and it pays to be prepared. Dwelling Replacement Cost provides you with a guaranteed replacement cost limit for covered home claims. This allows you to rebuild your home similar to how it was before.

Equipment breakdown

Fridge on the fritz? Air conditioner spewing hot air? Calling the handyman may cost a pretty penny. Allied can help. Equipment Breakdown helps you manage costs when expensive appliances such as furnaces, air conditioners and refrigerators need repair or replacement. Each time a covered appliance breaks down, you’ll pay a $500 deductible and Allied will cover the rest.

Mortgage protection

More help for homeowners: Mortgage Protection offers customers protection from costs related to a covered constructive total loss. After a constructive total loss, if a customer needs a new mortgage, this coverage will protect against a higher interest rate. Customers will also get $1,500 toward closing costs and up to $300 per month for mortgage payments (for three years after the first mortgage payment on a new house) with no deductible.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied homeowners insurance discounts

When you insure your home with Allied homeowners insurance, you’ll get the quality protection you need at the price that’s right for you. Your Allied Insurance agent will help you find all the discounts you qualify for so you can get the best price for the insurance you deserve.

Home insurance discounts to save you money

At Allied, we offer many discounts to help you keep money in your pocket.

Multi-policy discount

Bundle your home and auto insurance with us and save money.

Gated community discount

Get a discount for living in a gated community.

Home renovation discount

You can get a premium credit when your house has updated plumbing, electrical, heating/cooling or roofing.

Home purchase discount

Get a discount when you become an Allied homeowners insurance customer within 12 months of buying your new home.

Protective device discount

Get a discount when your home has smoke detectors, fire alarms, a security system or other qualifying devices.

Claims-free discount

Earn a discount based on the length of time that you’re claims-free and how long you’ve been an Allied customer.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Allied homeowners insurance coverage

When you have homeowners insurance from Allied, you're covered against many disasters in your home. Your home insurance coverage can also protect you if someone gets hurt on your property.

Property insurance coverage

Allied homeowners insurance coverage can help repair your home in the event of a covered damage due to:

  • Fire and lightning
  • Windstorms and hail
  • Smoke damage
  • Freezing damage
  • Theft

You're also protected against a range of other things that aren't as common, and you should ask your Allied agent for our comprehensive list of homeowners insurance coverage. For example, if you live in a flood zone, you should carry adequate flood insurance. Your agent can help you determine if you are at risk and help you obtain coverage from the National Flood Insurance Program.

Liability insurance

Liability insurance helps cover you if someone makes a claim of injury or property damage against you or your family. Your Allied homeowners policy helps protect you against:

  • Claims for injury to others on or off your property
  • Claims for property damage
  • Liability defense costs
  • Medical expenses for injuries to others

Important extras

We like to reward you just for being an Allied Insurance customer. When you have Allied homeowners insurance, our important extras will pay for:

  • Additional living expenses when a covered loss makes your home uninhabitable
  • Debris removal after a covered loss
  • Repairs to protect your property from further damage after a covered loss
  • Replacement trees, shrubs, plants or lawn destroyed from a covered loss
  • Fire department service charges to save or protect your property after a covered loss
  • Coverage for forgery and counterfeit money and for a covered unauthorized use of credit cards and fund transfer cards
  • Coverage for a second home or rental unit
If you need to protect a non-primary residence like a seasonal home or a house that's under construction, Allied dwelling fire insurance may be right for you.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Protect against damage or injury on your property

Protect against damage or injury on your property

You’ve worked hard to make your house a home, so it’s important that you keep it protected. When you have homeowners insurance from Allied, you can be confident that we’ll help you get back on your feet in the event of a covered loss.

Get covered

We offer flexible home insurance coverage options so you can make sure you protect what you want and don’t spend money on coverages you don’t need. Our range of home insurance discounts and credits help you keep your hard-earned money in your pocket. And our flexible payment options let you pay your premium in a way that’s convenient for you.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

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